BaseLots

For homeowners

Pay off your mortgage today. Stay in your home. Build wealth on your terms.

BaseLots lets you unlock your home equity without selling. Investors pay off your mortgage. You keep your ownership stake as property tokens and a path to buy your home back completely over time.

Scenario A

Move out and earn

Investors pay off your mortgage. You receive property tokens representing your equity. Move on with zero debt and earn passive income from your token stake as the property rents to new tenants.

  • No more mortgage payments
  • Keep your equity as tokens
  • Earn monthly rental income
  • Tokens unlock after 12 months
Most popular
Scenario B

Stay and save

Investors pay off your mortgage. You stay in your home as a tenant paying market rent. Your token distributions offset your rent, making your net monthly cost lower than your old mortgage payment.

  • Stay in your home
  • Net cost lower than your mortgage
  • Keep your equity as tokens
  • Buy back ownership over time

The process

How it works

Step 1

Submit your property

We review your home value, mortgage balance, and location.

Step 2

We handle the raise

BaseLots lists your property for Reg CF investment. Investors fund your mortgage payoff amount.

Step 3

Mortgage paid off

Once the raise closes, your mortgage is paid in full. Title transfers to a dedicated LLC. You receive your equity as BLOCK tokens.

Step 4

Start your new chapter

Move out and earn passive income, or stay as a tenant with a lower net monthly cost than your old mortgage.

Get started

See if your property qualifies

We are currently accepting a limited number of properties. Submit your details and our team will be in touch within 2 business days.